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Most people require financial assistance when they wish to purchase a car. That said, two popular options for acquiring funds are car finance and car loans. While both options serve the purpose of helping individuals buy a vehicle, there are significant differences between the two. So, this article aims to explain the dissimilarities between car…
RV loans, also known as recreational vehicle loans, are financing used to purchase recreational vehicles such as motorhomes, travel trailers, fifth-wheels, and pop-up campers. They are similar to auto loans but are designed specifically for RVs. This type of loan offers several benefits and can make it easier to purchase an RV, whether you’re a…
While the interest rate for graduate student loans is going up, it’s still lower than most other types of loans. For example, graduate students can borrow up to $20,500 annually in federal loans. This means that if you have a typical undergraduate loan debt and take out a graduate loan immediately after graduating, you’ll likely…
The mortgage market is a fiercely competitive space, which means that every lender is trying to offer the best rates and terms they can. However, while they all start with very similar products and portfolio structures, the final rates offered can vary quite significantly depending on how much each lender wants to make from your…
We’ve all experienced debt ourselves or watched others go through it. But what about the companies that serve as the backbone behind debt services? Who pays their debts, and how do they fund their operations? You may be surprised to find that a career path in debt collection is full of opportunities and surprising perks,…
Before taking out a loan, you should have a good plan and the discipline to pay it back. This is a crucial skill, as not paying it back will damage your credit score and can cause legal issues. Also, you should think about your debt-to-income ratio and other factors before taking out a loan. Interest…